New and Used Vehicle Loans
(Cars, Trucks, Vans, RV’s, Motorcycles, Campers, and Boats)

Before you purchase a new or used vehicle contact your credit union first to save time and money. With LGEFCU’s competitive rates and preapproval process, purchasing your next vehicle from the dealership can be a more pleasant experience. Web Carbook and NADA books are also available to help you save on your purchase and help determine the value of your trade.

You can also use an existing (free and clear) title to a vehicle to borrow for home repairs, vacations, weddings, education, and more. This will enable you to get a secured loan rate and save you money.

We offer individual and joint Credit Life and Credit Disability Insurance on all of our vehicle loans. Payroll deduction or automatic transfer is a great benefit all of our members can utilize. Contact a Financial Service Representative today.

Signature Loans
For all those times you find yourself short of cash, has the credit union crossed your mind? We offer signature loans for any valid purpose. Qualified applicants may be eligible to receive up to $15,000. We even make the payment process easy for you with payroll deduction if employed with Goodyear or automatic transfer out of your credit union checking or savings account. Contact a Financial Service Representative for any questions or concerns you may have.

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Visa Credit Cards
Enjoy the benefits of a VISA Classic Card from your credit union! Your VISA credit card is widely recognized and accepted by merchants around the world displaying the VISA logo. With a low interest rate and low monthly payments, the VISA Classic becomes an affordable, convenient method of obtaining cash or credit. Free service is provided for your inquiries either at the credit union or by accessing a toll-free customer service line. Your credit union VISA offers a 25-day grace period on purchases, no annual fee, no-fee cash advances at the credit union offices, and the convenience of making your payments at the credit union or by automatic transfer from your checking account. To qualify for a VISA Classic Card, you must be a member in good standing and of majority age.

By applying today you can soon enjoy all the advantages of the Credit Union VISA Credit Card, including the easy transfer of balances from your higher rate cards.

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Home Equity Loan
Do you own your home and are thinking about consolidating credit card bills, remodeling your home, or even purchasing a vehicle? Call Lincoln Goodyear Employees FCU today to inquire about our home equity loan. The home equity loan is based on the tax evaluation or the appraised value of your home. This loan offers lower loan rates than the signature loan, has no pre-payment penalties, and the interest may qualify as a tax deduction. This fixed rate loan is fully disclosed and has no hidden cost. Rates are available by contacting a Financial Service Representative at your credit union.

Home Equity Line of Credit
Whether paying for college or remodeling your home, a person always seems to need more money than they had planned for. A home equity line of credit can help with circumstances such as these. This loan offers the flexibility of a line of credit with many of the benefits of a fixed rate home equity. A credit line is established up front and you can make an advance at any time, over the phone or in person. This variable rate loan offers convenience, no pre-payment penalty, and the possibility of tax deduction. Payments on the home equity line of credit are automatically withdrawn from your savings or checking account each month.

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Home Improvement
Have you been considering remodeling your home, but you don’t have the money to spend on it all at once, your credit union can help! There are several financing options available to you. If you have equity established on your home, you could choose a Home Equity Loan and your interest may be tax deductible. If you would want to take out a loan amount over time, then a Home Equity Line of Credit is also available for you. The line of credit will allow you to borrow money, as you need it, without having to take out a new loan each time. A Financial Service Representative to help go over all of your home equity options.

Vacation Loans
When you begin to plan your summer vacation, remember the credit union is here to help. We offer signature & shared secured loans for your convenience. We also allow you to utilize a car title for a lower, secured loan. See any of the previously mentioned loan types for further details.

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Overdraft Protection Loan
Do you find yourself coming up a little short of cash by the end of the month? If so, an overdraft protection loan is perfect for you! This line of credit is available to qualifying members with checking accounts. Members can use it to receive a cash advance or if a mistake is made in your checkbook, the funds are automatically transferred from your loan directly into your checking account to cover any insufficient funds. We have even made the payment hassle free for you. On the last day of each month, a transfer payment from your checking account is made to your loan. Call Lincoln Goodyear Employees FCU today to apply for your overdraft protection loan.

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